Managing Your Net Worth in the Frollo App
The Net Worth feature helps you understand your overall financial position by combining all your assets and liabilities in one place.
What is Net Worth?
Your Net Worth = Total Assets – Total Liabilities.
Assets may include bank accounts, investments, property, or superannuation, while liabilities include credit cards, loans, or mortgages.
Aggregated Accounts in Net Worth
When you connect accounts via CDR (Open Banking) or screen-scraping, they automatically appear in your Net Worth.
Balances are synced automatically (real-time for CDR, periodic for screen-scraping).
Both assets (positive balances) and liabilities (negative balances) are reflected in the Net Worth graph.
Manual Accounts in Net Worth
You can also add accounts manually to better reflect your financial situation. Manual accounts can represent:
Assets (e.g., property, vehicles, valuables)
Liabilities (e.g., personal loans, private debts)
Cash accounts
Balances in manual accounts must be updated manually, as they are not synced automatically.
Note: Manual accounts appear in Net Worth but not in Cashflow or Financial Passport.
Tips for Managing Net Worth in Frollo
Regularly update your manual accounts to keep your Net Worth accurate.
Include all your liabilities, not just assets, for a true picture of your finances.
👉 With the Net Worth feature, you get a clear, holistic view of your finances, combining synced data from your bank with any assets or liabilities you manage manually.