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  • Updated
Key Takeaways:
  • You do not need to have online banking to use Open Banking.
  • You will be redirected to your bank's CDR login page.
  • Your bank will provide an OTP for secure login.
This means you can still share your financial data securely through Open Banking, even if you don't typically use online banking.

When applying for a loan with the assistance of your Broker, you might be wondering if you need online banking to use Open Banking through Frollo. Here's what you need to know:

Online Banking Not Required

No, you do not need to have existing online/internet banking set up to use Open Banking with Frollo.

CDR Login Page from Your Bank (ADH)

All participating Data Holders (banks) provide a Consumer Data Right (CDR) login page that Frollo will redirect you to.

One-Time Passcode (OTP) for Secure Login

Your bank (Accredited Data Holder - ADH) will provide you with a One-Time Passcode (OTP) via SMS or your Banking App. This OTP is used to securely log in to your bank's CDR site.

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